Agricultural Schemes in India: Empowering Farmers for a Better Tomorrow


Agriculture plays a crucial role in the Indian economy, providing livelihoods to over half of the country’s population. However, farmers in India often face several challenges, including unpredictable weather, poor infrastructure, and low income. To address these issues, the government of India has launched several agricultural schemes over the years. In this article, we will explore the most popular agricultural schemes in India and how they are helping farmers improve their lives.

Pradhan Mantri Fasal Bima Yojana (PMFBY)

PMFBY is a crop insurance scheme launched by the government in 2016 to protect farmers from crop loss due to natural calamities, pests, or diseases. The scheme provides coverage for all food crops, oilseeds, and horticultural crops grown in India. The premium rates are highly subsidized, and the government pays the remaining premium. Farmers can enroll in the scheme online or offline by paying a nominal premium.

Soil Health Card Scheme (SHC)

The SHC scheme was launched in 2015 to promote soil health among farmers. The scheme provides soil health cards to farmers, which contain information about the soil health of their land, including the nutrient content, pH level, and recommendations for fertilizers and soil amendments. The scheme aims to help farmers optimize their crop yield while reducing the use of chemical fertilizers.

Pradhan Mantri Krishi Sinchai Yojana (PMKSY)

PMKSY is a comprehensive irrigation scheme launched in 2015 to improve farm productivity and water use efficiency. The scheme aims to bring more land under irrigation and to promote sustainable water conservation practices. Under this scheme, the government provides financial assistance to farmers to install micro-irrigation systems, rainwater harvesting structures, and other water conservation measures.

National Agriculture Market (eNAM)

eNAM is an online trading platform launched in 2016 to create a unified national market for agricultural produce. The platform connects farmers, traders, and buyers across the country, enabling farmers to get better prices for their produce. The scheme aims to eliminate middlemen and create a transparent and efficient marketplace for agricultural commodities.

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

PM-KISAN is a direct income support scheme launched in 2019 to provide financial assistance to small and marginal farmers. Under the scheme, eligible farmers receive Rs. 6,000 per year in three equal installments. The scheme aims to provide income support to farmers and enable them to meet their agricultural expenses.

Kisan Credit Card (KCC) Scheme

The KCC scheme was launched in 1998 to provide affordable credit to farmers for their agricultural and allied activities. The scheme provides credit facilities through a credit card that can be used by farmers to purchase inputs such as seeds, fertilizers, and pesticides. The scheme aims to provide timely and adequate credit to farmers at a reasonable interest rate.

Rashtriya Krishi Vikas Yojana (RKVY)

RKVY is a state-level scheme launched in 2007 to promote agricultural development and improve farm productivity. The scheme provides financial assistance to states for implementing various agricultural projects, including infrastructure development, research and development, and capacity building. The scheme aims to encourage farmers to adopt new technologies and practices to improve their farm productivity.


Agricultural schemes have played a critical role in transforming the lives of farmers in India. These schemes have helped farmers overcome various challenges and improve their agricultural productivity. However, there is still a long way to go, and the government needs to continue to launch more schemes and improve the implementation of existing schemes to ensure that farmers get the support they need to thrive and contribute to the growth of the Indian economy.


Who is eligible for PMFBY?

All farmers who grow food crops, oilseeds, and horticultural crops in India are eligible for PMFBY.

How can farmers enroll in PM-KISAN?

Farmers can enroll in PM-KISAN through their respective state government offices or online on the PM-KISAN portal.

What is the interest rate for KCC loans?

The interest rate for KCC loans varies from bank to bank, but it is usually lower than the interest rate for regular loans.

Can farmers sell their produce directly on eNAM?

Yes, farmers can sell their produce directly on eNAM to registered buyers, eliminating the need for middlemen.

Are there any subsidies available for installing micro-irrigation systems under PMKSY?

Yes, the government provides a subsidy of up to 75% of the total cost of installation for micro-irrigation systems under PMKSY.